Bolte Insurance

Ohio Medicare F.A.Q.

Helping You in Find The Ohio Medicare Plan That Best Matches Your Needs

Ohio Medicare Plans & Medicare Supplement Insurance F.A.Q.

People whom are receiving a social security check prior to turning 65 will generally automatically be enrolled in Medicare Part A and B and there is nothing you need to do to enroll. People whom are not receiving a Social Security Check will need to enroll with Medicare. This can be done by calling 1-800- Medicare or by going to Medicare.gov and enrolling online. People turning 65 whom qualify are eligible for Medicare the 1st of the month in which they turn 65. People whom were born on the 1st of the month are eligible to get Medicare the 1st of the month prior to their 65th birthday.

Medicare Part A is Hospital Coverage. Examples of coverage. Hospital stays, Skilled Nursing, Hospice
Medicare Part B is Medical Coverage example of things covered. Doctor’s appointments, outpatient procedures and testing, emergency room visits, urgent care, ambulance, etc.
Medicare Part C is Medicare Advantage Plans. These plans are all in one plans in which you take your Medicare benefits A Hospital and B Medicare through a private insurance company that has a Medicare Contract. These types of plans may or may not include Part D drug coverage. Theses style of plans may also coverage benefits above and beyond what original Medicare covers such as Dental, Vision, Hearing Aid Benefits, Over-the- counter Benefits, Transportation Benefits and Foreign Emergency Travel. These benefit vary widely from plan to plan and may or may not be included. These plans are generally network based plans such as HMO or PPO plans.
Medicare Part D is Outpatient Prescription Drug Coverage– These plans are offered by private insurance companies with a Medicare Contract. In 2022 there were 23

In order to get these benefits you would usually need to enroll in a Medicare Advantage plans that offers these benefits. These benefits are not included in all Medicare Advantage Plans and coverage for these items can vary widely from plan to plan. If you choose to take your benefits through Original Medicare and a Supplement and want dental or vision coverage you would need to find a private company that offers these coverage and pay an extra premium for them.

The county you live in determines what Medicare Advantage Plans are available for you to choose from. Some counties offer plans that offer a kick back and others do not. The net effect of this and benefit to you is your social security check will be higher by the amount of the kickback they plan offers. The Part B kickback is only offered in Medicare Advantage Plans and not with Original Medicare and a Supplement. You can check use our Medicare quoting tool to view plans in your county by using our Medicare quoting tool and sorting by plans with Part B kickbacks to find plans in your area.

The standard premium for Medicare Part B is for 2022 is $170.10 per month. If you are getting a social security check this premium is deducted from your check. If not you get billed directly from Medicare. Some people will pay higher premiums based upon their income and how they file their tax return.

At Bolte Insurance we specialize in helping you find the Ohio Medicare plan that you feel best suites your needs. We represent most of the major insurance companies in Ohio that offer Medicare Supplements, Medicare Part D Drug Plans, and Medicare Advantage plans. Let our knowledge of many plans save you time in helping you find the right plan for your situation.

County map of Ohio Medicare Agency coverage for Bolte Insurance of Port Clinton

Get The Ohio Medicare Plan That's Right For You

In most counties in Ohio there are over 200 combinations of ways you can take your Medicare Benefits.  With this many options to pick from having an agent with knowledge of many plans can greatly simplify the process of helping your find a plan and explain to you the pros and cons of different types of plans available so you can make the best decision for yourself.


Our quoting tool allows you to view plans and pricing available in your county on your own or to work with an agent if you prefer. Our preferred way to help you is thru and in person meeting. We typically spend one to two hours with most people enrolling in a Medicare plan for the first time and walk you through the entire process. Listening to what is important to you, helping you find a plan that saves the most on your prescription medicines, covers the medical providers that are important to you, and finding a plan with the premiums and benefit structure that you are comfortable with is what we specialize in helping you with.

Medicare Plans & Information

Port Clinton, Ohio independent insurance agent Steve Gulas of Bolte Insurance Agency for home, auto, health, Medicare Supplement

Steve Gulas

Port Clinton, Ohio independent insurance agent Chuck DeVore of Bolte Insurance Agency for home, auto, health, Medicare Supplement

Chuck DeVore

Bolte Insurance agency works with seniors and their family members to locate and choose the best Medicare, Medicare Advantage, and Medicare Supplement plans to fit the specific needs of each individual. We specialize in plans available to Ohio seniors, and typically meet in-person with clients at our office in Port Clinton.

Medicare Supplement Plans, Medicare Advantage Plans, Part D Prescription Drug Plans