For over 85 years, Guarantee Trust Life Insurance Company (GTL) has provided a competitive portfolio of value-driven health and life insurance to individuals, families, and groups across the country. In 2005, GTL released Advantage Plus®, the first hospital indemnity product in the market to help policyholders cover their Medicare Advantage out-of-pocket expenses.

A hospital indemnity plan can provide a per day benefits to cover your inpatient copay for a low monthly premium. We now offer the GTL Advantage Plus Elite Hospital Indemnity Plan to help give you peace of mind that you'll be able to cover copays. There are also many plan riders available that help with Outpatient Therapy, Skilled Nursing, Ambulance Copays, and Cancer Lump Sum benefits.